Automotive GAP & Service Contracts for Dealers, Agents & Manufacturers

Automotive dealers and operate in an environment where profitability, customer trust, and long-term relationships are critical. 

Galt Enterprises provides F&I protection products and service contracts designed specifically for the automotive market. These solutions reduce financial risk, cover repairs, and protect customers’ investments throughout the vehicle ownership lifecycle. 

Automotive Service Contracts & Ancillary Products

Galt Enterprise’s automotive offerings are designed to work together, allowing dealers,  agents and manufacturers to deliver layered protection solutions that support both the customer experience and business performance. 

Meeting Your Customers’ Unique Needs 

Our automotive service contracts and protection products are available in a wide variety of coverage levels and feature options, allowing dealers, agents, and manufacturers to tailor solutions to meet the needs of different customers, vehicles, and budgets. 

Service Contracts & Ancillary Products

Service Contracts cover the cost of covered mechanical and electrical repairs after a manufacturer’s warranty expires. 

These programs give customers confidence in long-term vehicle ownership while helping dealers drive service department traffic.  

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Guaranteed Asset Protection (GAP) helps protect customers from financial loss if their vehicle is declared a total loss. 

When insurance settlements do not fully cover the remaining loan balance, GAP helps cover the difference, reducing out-of-pocket expenses and protecting the customer’s financial investment.

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Subprime Financing Solutions support dealers, agents, and manufacturers working with customers who may not qualify for traditional financing. These solutions help expand approval opportunities while managing financial risk.  

Tire & Wheel Protection pays the cost of repairing or replacing tires and wheels damaged by road hazards such as nails, glass, potholes, and debris.  

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Roadside Assistance provides support for common roadside events such as towing, flat tires, lockouts, and jump starts. This service enhances the ownership experience by helping customers get back on the road quickly.  

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Theft Protection combines theft deterrence with a financial protection benefit if a vehicle is stolen and not recovered. This added layer of protection provides peace of mind beyond traditional insurance coverage. 

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Lease Wear & Tear Protection makes turning in your vehicle at lease-end smooth and simple by covering excess wear and tear charges.

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Appearance Protection covers the costs associated with preserving a vehicle’s exterior and interior surfaces by addressing cosmetic damage from everyday use, including stains, U.V., fading, rips, tears, punctures, and burns.  

These programs typically help reduce out-of-pocket costs for appearance-related repairs not covered by warranties or insurance, supporting vehicle value and customer satisfaction. 

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Limited Warranty programs provide added assurance on qualifying vehicles by offering warranty coverage that supports both vehicle quality and customer confidence at the point of sale.  

Credit Life Insurance pays off a customer’s outstanding vehicle loan balance in the event of death. This coverage provides survivors peace of mind by helping to ensure financial obligations are addressed during unexpected circumstances.  

Accident & Health Insurance helps cover vehicle loan payments if a customer becomes disabled due to a covered accident or illness. This product not only reduces financial strain, but also ensures repayment.  

Why Partner with Galt Enterprises?

There are many reasons why dealers, agents, and manufacturers trust Galt Enterprises, including:

  • 48+ Years of Industry Experience.
  • Flexible, Customizable Programs to Meet Their Unique Business Needs.
  • One Stop Shop for All Your F&I Product Needs.
  • F&I Products backed by AM Best® A-Rated Carriers & Top Quality Service Contracts.
  • Second to None Customer Service.
  • Unmatched Knowledge & Expertise.
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There are many ways a partnership with Galt Enterprises can help grow your business and strengthen customer relationships and loyalty.

Dealers

  • Increase Profit Per Vehicle Sale.
  • Expand Revenue Opportunities across a Wider Customer Base.
  • Maximize Service Department Retention & Repeat Visits.
  • Improve Customer Satisfaction & Long-Term Loyalty.
  • Offer Flexible Protection Solutions Tailored to Customer Needs.

Manufacturers

  • Differentiator From Competitors.
  • Protect Your Brand.
  • Increase CSI Scores.
  • Increased Profitability per Sale.

Agents

  • Access to a Full Suite of Sale Ready Automotive Products.
  • Multiple Revenue Opportunities within Each Dealer Relationship.
  • A Scalable Platform Supporting Long-Term Account Growth.
  • Unmatched Backend Support.

Ready to Strengthen Your Automotive Programs?

Galt Enterprises delivers automotive F&I, service contracts and protection products designed to help dealers, agents and manufacturers build loyal, trusted, long term business relationships.

Contact Us Today to Learn More!