Powersports Service Contracts, GAP, & Ancillary Products for Dealers, Agents & Manufacturers

Powersport vehicles operate in demanding environments defined by performance expectations, seasonal riding conditions, and varied terrain.

From motorcycles and ATVs to side-by-sides and personal watercraft, ownership risk profiles differ significantly from traditional automotive assets.

Powersport Service Contracts & Ancillary Products

Dealers, agents, and manufacturers require powersports F&I products that reflect these operating conditions while supporting backend profitability and long-term customer confidence. Our comprehensive powersports protection programs are delivered through Xtremegard Powersports.

Meeting Your Customers’ Unique Needs 

For more than 48 years, Galt Enterprises has partnered with powersports dealers, manufacturers, and agents to deliver structured financial protection solutions designed to strengthen point-of-sale value and support sustainable business growth.

Service Contracts & Ancillary Products

Xtremegard Service Contracts provide coverage for covered mechanical and electrical components beyond the manufacturer’s warranty period. These programs help:

  • Reinforce long-term ownership confidence.
  • Support dealership service retention.
  • Reduce unexpected repair cost exposure.
  • Strengthen overall customer satisfaction.
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Prepaid Maintenance Protection programs encourage routine servicing while helping customers manage predictable maintenance expenses. These programs support consistent service traffic and long-term vehicle performance.

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Financing is common across motorcycles, UTVs, and other powersports units. In total loss situations, insurance settlements may not fully satisfy the remaining balance on a loan.

GAP coverage, also known as guaranteed asset protection or total loss protection, helps reduce that financial exposure.

Galt Enterprises offers powersports GAP programs structured specifically for powersports financing environments.

These programs help dealers, agents and manufacturers reinforce responsible financing practices while protecting customers from unexpected balance deficiencies following a covered total loss.

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Off-road riding, varied terrain, and road hazards create increased exposure to tire and wheel damage. Tire & Wheel Protection helps cover repair or replacement costs due to covered hazards.

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Powersports vehicles may encounter unexpected roadside events. Roadside Assistance programs provide towing and related service support, enhancing the ownership experience.

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Due to portability and storage variability, powersports units may face elevated theft risk. Theft Protection programs combine deterrence features with financial protection if a covered unit is stolen and not recovered.

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Battery Protection programs address unexpected battery failure, helping maintain reliability and rider confidence.

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Lifetime Warranty provides long-term coverage for powertrain components, reinforcing product quality and dealership confidence.

These warranty offerings are designed to:

  • Support long-term ownership value.
  • Enhance customer trust at the point of sale.
  • Differentiate dealership offerings.
  • Strengthen retention & repeat business.

Lifetime Warranties allow dealers to provide protection aligned with durability-focused buyers.

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Limited Warranty programs offer defined-term coverage tailored to specific components or systems. These programs provide:

  • Structured protection for new and used units.
  • Enhanced customer confidence in purchasing units.
  • Flexible configuration aligned with dealer’s needs.
  • Enhanced customer confidence in performance-driven units.

As more powersports dealers are adding electric bicycles, Xtremegard provides service contracts tailored to cover the mechanical and electrical components specific to the electric bike platforms.

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Why Partner with Galt Enterprises?

There are many reasons why dealers, agents, and manufacturers trust Galt Enterprises, including:

  • 48+ Years of Industry Experience.
  • Flexible, Customizable Programs to Meet Their Unique Business Needs.
  • One Stop Shop for All Your F&I Product Needs.
  • Service Contracts and F&I Products backed by AM Best® A-Rated Carriers.
  • Second to None Customer Service.
  • Unmatched Knowledge & Expertise.
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There are many ways a partnership with Galt Enterprises can help grow your business and strengthen customer relationships and loyalty.

Dealers

  • Increase Profit Per Unit Sale.
  • Expand Revenue Opportunities across a Wider Customer Base.
  • Maximize Service Department Retention & Repeat Visits.
  • Improve Customer Satisfaction & Long-Term Loyalty.
  • Offer Flexible Protection Solutions Tailored to Customer Needs.

Manufacturers

  • Differentiator From Competitors.
  • Protect Your Brand.
  • Increase CSI Scores.
  • Increased Profitability per Sale.

Agents

  • Access to a Full Suite of Sale Ready Products.
  • Multiple Revenue Opportunities within Each Dealer Relationship.
  • A Scalable Platform Supporting Long-Term Account Growth.
  • Unmatched Backend Support.

Elevate Your Powersports F&I & Service Contract Strategy

Through Galt Enterprises and Xtremegard, our dealer, agent and manufacturer partners gain access to powersports protection programs designed to safeguard customer investments and support long-term business growth.

Contact Us to Learn More About Powersports Protection Solution